Foreclosures in city neighborhoods affect both the homeowner and neighbors.  While there may be many reasons for a property to be foreclosed upon, home owners who are at risk for foreclosure can receive assistance from several sources here in Rochester:

The Housing Council has a Foreclosure Prevention Program, and can assist homeowners at ANY stage in the process, whether the payments have just become delinquent or much further along in the process.  Their website notes that foreclosure in NY State can take from 9 - 12 months (or longer), but if you or a family member are having problems with mortgage payments, CALL NOW!  The Website is:   www.housingcouncil.org

Empire Justice Center, Legal Aid Society, and Volunteer Legal Service Corp. also provide assistance to homeowners who are at risk of losing their homes in foreclosure.